Universal Credit

What is Universal Credit?

Universal Credit is a single monthly payment that is made to people who are on low incomes, either in or out of work. It is being introduced gradually across the UK and is replacing other benefits such as Income-based Jobseeker's Allowance and Income-related Employment and Support Allowance.

Who qualifies for Universal Credit?

Claimants must be aged 18 or over and below State Pension Age. You must not be in full-time education or training and must not have savings over £16,000. As Universal Credit is being introduced gradually, you must live in a qualifying area to be able to make a claim. If you are already claiming other benefits such as JSA and ESA you cannot also claim Universal Credit.

How much is Universal Credit?

The monthly standard allowance is:

  • single people under 25 - £251.77
  • single people 25 or over - £317.82
  • couples under 25 - £395.20
  • couples where one or both are 25 or over - £498.89

Extra allowances:

  • first child - £277.08
  • second and other children - £231.67 per child
  • childcare costs - 85% of costs
  • disabled or severely disabled child - £126.11 to £392.08
  • limited capability for work and work-related activity - £336.20
  • care for a disabled person - £160.20
  • help with housing costs, if eligible - variable

How do I claim Universal Credit?

You can apply for Universal Credit online or you can make a claim by phoning 0800 328 5644 (telephone) and 0800 328 1344 (textphone).

Where can I find more information about Universal Credit?

You can find out more about Universal Credit from the Government information website.