Family Cash:
Financial information for UK families

Familycash provides advice on tax credits, benefits, saving money, obtaining bargains and discounts, investing for your children and accessing cheap education

Disclaimer Page

Legal terms and correct use policy for financial information, money advice, debt planning and saving for the future

(1) Introduction

This disclaimer governs your use of our website; by using our website, you accept this disclaimer in full; If you disagree with any part of this disclaimer, you must not use our website.

The material contained on this website is set out in good faith for general information and guidance. No liability can be accepted for loss or expense incurred as a result of relying in particular circumstances on statements made on the website. Laws, regulations and policy are complex and liable to change, and website visitors should check the current position with the relevant authorities and organizations before making personal arrangements. We try to provide up-to-date and correct information. However, if you do discover a mistake on our website, please contact us so that we can rectify the mistake as soon as possible.

Whilst all contributors are experts in their fields, none are trained or qualified financial advisers. Only financial advisers that are authorized by the Financial Services Authority (FSA) are able to give financial advice. Therefore, if you need any specific advice, or you are in doubt about any financial information, advice or product, you should speak to a professional adviser to obtain advice suited to your circumstances and needs. You can find a financial adviser in your area by using the search facility available at www.unbiased.co.uk. For more information about the FSA, visit www.fsa.gov.uk.

(2) Intellectual property rights

Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website.  Subject to the licence below, all these intellectual property rights are reserved.

(3) Licence to use website      

You may view, download for caching purposes only, and print pages [or other content] from the website for your own personal use, subject to the restrictions below.

You must not:

(a) Republish material from this website (including republication on another website);

(b) Sell, rent or otherwise sub-license material from the website;

(c) Show any material from the website in public;

(d) Reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose;

(e) Edit or otherwise modify any material on the website; or

(f) Redistribute material from this website.

(g) Where content is specifically made available for redistribution, it may only be redistributed within your business.

(4) Limitation and exclusion of warranties and liability

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

Nothing in this disclaimer will: (a) limit or exclude our or your liability for death or personal injury resulting from negligence; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; (c) limit any of our or your liabilities in any way that is not permitted under applicable law; or (d) exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

(5) Variation

We may revise this disclaimer from time-to-time. The revised disclaimer will apply to the use of our website from the date of the publication of the revised disclaimer on our website. Please check this page regularly to ensure you are familiar with the current version.

(6) Entire agreement

This disclaimer constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

(7) Law and jurisdiction

This disclaimer will be governed by and construed in accordance with English law, and any disputes relating to this disclaimer will be subject to the exclusive jurisdiction of the courts of England and Wales.

(8) Registrations and authorisations

You can contact us by email to .

(9) This disclaimer

This disclaimer is based on a precedent created by SEQ Legal for Website Contracts - with thanks.